Check Your Balances
Managing your money doesn't have to be boring. Check Your Balances is your weekly financial co-pilot, hosted by two experienced financial planners. We deliver straight-talk strategies and expert-level advice to help you save, invest, and finally feel 100% in control on your journey to financial independence.
Check Your Balances
Priced Out: Who Is Long-Term Care Insurance Even For?
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Long-term care insurance used to be a staple of a conservative retirement plan, but spiraling premiums and shifting policies have completely rewritten the rules. In this episode, Ross and Dan break down whether traditional coverage has officially priced itself out of relevance. If you have under $1 million in assets, the cost of protection can easily derail your broader strategy—yet high-net-worth investors often have the scale to self-insure. So where does that leave everyone else? Tune in as the team debates who actually needs this product today, alternative ways to manage late-life care risks, and how to avoid falling into the middle-class coverage trap.
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